TERMS AND CONDITIONS

Last Updated: May 10, 2025

Welcome to 8:28 Management. By accessing or using our website, services, or materials, you agree to comply with and be bound by the following Terms and Conditions, along with our Privacy Policy. If you disagree with any part of these terms, please do not use our website or services.

The terms “8:28 Management,” “we,” “our,” or “us” refer to the owner of this website and the provider of business management, financial strategy, and coaching services. The term “you” refers to the user or viewer of our website.

WEBSITE USAGE

Content is provided for general information and subject to change without notice.
We make no warranties or guarantees regarding the accuracy, performance, or completeness of the content provided.
Use of our website or services is at your own risk. It is your responsibility to ensure our offerings meet your needs.
All materials are the property of 8:28 Management and protected by intellectual property laws. Reproduction is prohibited without written consent.

COMMUNICATION & SMS TERMS

By providing your mobile number, you consent to receive messages from us including:

Service updates
Free educational content
Promotional and reminder texts
Important account or subscription notifications

Message Frequency: You may receive up to 5 texts per week.

Opting Out: You may opt out anytime by texting “STOP.” For help, reply “HELP” or email us at support@828mgmt.com. Message/data rates may apply.

Carriers are not liable for delayed or undelivered messages.

REFUND POLICY

Digital Services & Coaching Programs

We are committed to your transformation. If you complete the coursework in any of our programs and feel it did not deliver value, you may be eligible for a refund under the following conditions:

Request must be made in writing within 60 days of purchase
Proof of completed coursework must be submitted
Refunds are at the sole discretion of 8:28 Management

Physical Products

For any tangible products:

Requests must be made within 30 days of receipt
Items must be unused and returned in original condition
Return shipping is your responsibility
If goods are not returned, a minimum fee of $75 will be deducted from any refund issued

EARNINGS DISCLAIMER

All testimonials and case studies on our site represent exceptional results. There is no guarantee that you will achieve the same outcomes. Results depend on many factors, including effort, business experience, personal discipline, and market conditions. We are not liable for your business decisions, strategies, or outcomes.

INTELLECTUAL PROPERTY

All materials including logos, designs, graphics, videos, documents, and downloadable resources are owned or licensed by 8:28 Management. Unauthorized use is prohibited.

LINKS TO THIRD PARTIES

Our website may contain links to other websites. These links are provided for convenience and do not signify endorsement. We are not responsible for content on third-party sites.

LIMITATION OF LIABILITY

Under no circumstances shall 8:28 Management be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this website or our services.

ARBITRATION & CLASS ACTION WAIVER

Any disputes arising from your use of our website or services will be resolved through binding arbitration under the Federal Arbitration Act and the rules of the American Arbitration Association.

You waive the right to participate in any class or collective actions. Arbitration shall be on an individual basis only.

GOVERNING LAW

These terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles.

SEVERABILITY

If any provision is found to be invalid or unenforceable, the remaining terms shall remain in full force and effect.

CHANGES TO TERMS

These terms may be updated at any time without notice. We encourage you to review this page periodically.

CONTACT

For questions regarding these Terms and Conditions, please contact:

8:28 Management
Email: info@828management.net
Website: www.828management.net